Compare critical illness, life cover, and income protection from 27+ UK providers. 182 conditions, daily updates, and compliance-ready PDF reports — with no subscription, no paywall, and no hidden fees.
From market leaders to specialist providers, every CI policy in the UK market — with IQ scores, condition counts, and claims data.
From cancer to cardiomyopathy, we track exactly what every provider covers — and how their definitions have changed over time.
Policy definitions change constantly. A condition that paid out under your client's 2019 policy may now be excluded, restricted, or significantly improved. CriticalIQ makes sure you always know.
We believe better comparison tools lead to better advice, higher protection uptake, and fairer outcomes for UK consumers. CriticalIQ is free because we are supported by industry partnerships and our mission to modernise the UK protection market.
Whether you're reviewing an existing client's cover, pitching a new policy, or handling a claim dispute — CriticalIQ gives you the data you need.
Understanding the nuance between a severity model and a blanket clause is critical. Our free, bite-sized CPD modules help you stay ahead — and track your hours directly in your dashboard.
From a South African surgeon's idea to today's 182-condition policies — how CI has transformed.
Does your client's policy reflect 40 years of progress — or is it stuck in the past?
Access the Tool →The UK's most comprehensive archive of CI policy definitions. Compare your client's existing cover against any historical or current policy.
27+ providers · 182 conditions · 640+ historical policies · Daily updates. Everything in one place, completely free for UK financial advisers.